The Assistant Credit Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.
The Assistant Credit Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.
The Assistant Credit Officer must be driven by FINCAs mission to provide financial services to Pakistans lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.
The ACO works with internal staff and external customers to successfully generate quality business loans in their respective markets.
The position is directly responsible for business development and sales and will have a specific lending goal to attain during each month.
To build a good rapport with clients to make repeat clients.
To follow up on delayed installments.
To assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.
Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).
The ACO also does cross-sell.
The Assistant Credit Officer typically works under direct supervision and guidance of RM or Branch Manager.
Communication Skills, Interpersonal Skills, Planning & Organizing, Influencing/persuasiveness, Client Focus